Steven Williams
DipFA
I am the Director of SWH Financial Planning and based in Newcastle-under-Lyme. I began working in the financial services industry in 1987 and joined St. James's Place in December 2012. Before joining I was an Independent Financial Adviser. I was awarded the 'Diploma in Financial Planning' by the Institute of Financial Services and have a vast amount of experience in advising my clients on their various financial needs. I predominantly deal with personal clients in the areas of Investment, Inheritance and Retirement Planning and have established many long term relationships, particularly succession planning for generations within families. There have been lots of changes in our industry, such as pension freedom, the greater regulation of advice, and more recently and frustratingly there are less institutions willing to advise clients. I firmly believe that everyone should have the opportunity for quality, holistic, face to face financial advice achieved by building a close trusted relationship with their professional adviser. I have full access to the extensive range of products and services available through St. James's Place. This enables me to develop relationships with my clients, helping them to secure their financial futures and those of their family, with the added peace of mind of the St. James's Place Guarantee. I am pleased to be able to offer a personal face-to-face wealth management advice service including the following:
- Build or preserve capital
- Utilise annual tax and ISA allowances
- Generate Income
- Manage cash and borrowings
- Financial protection against risk
- Inheritance Tax Planning
I do not provide off-the-shelf solutions, but offer the benefit of bespoke arrangements as I believe that you may have your own unique financial ideas and therefore I will tailor the services and recommendations specifically for you. When I am not in the office I love to play golf and walk through the Cheshire, Shropshire and Staffordshire countryside with my daughters, Isabelle and Emma and our dog Rosie.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief generally depends on individual circumstances.
About
Planning for a financially secure future for you and your family is one of the most important steps you will take. Making this plan is one thing but sticking to it, reinforcing and changing it in line with your evolving circumstances requires regular monitoring and review. Given the fast changing financial world we live in, this can be difficult to achieve. At SWH Financial Planning we have expertise and knowledge in a wide range of areas enabling us to provide professional financial advice with frequent reviews to help keep you on track to achieve your goals. We provide this service for individuals and small to medium sized companies. Whether you have existing investments, new capital to invest or any other financial concerns this website provides you with information on the services and expertise available through SWH Financial Planning. We look forward to helping you achieve your financial goals.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Accreditations
Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.
Click on the accreditations for more information
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
